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Law Offices of Stephen K. Miller, P.A
 
An insurance adjuster is asking me for a recorded statement. Should I give one?

An insurance adjuster is asking me for a recorded statement. Should I give one?

In the aftermath of an incident resulting in personal injury, medical malpractice, or wrongful death, it is common practice for representatives from insurance companies to contact the victim or victim’s family to try and obtain recorded statements and other details relating to their case. Most people are unaware that supplying an insurance adjuster with a recorded statement or any additional information for which they might ask, could potentially be very damaging in the event that they decide to recover damages in a lawsuit. Insurance claims adjusters frequently approach victims or their family members for a recorded statement as though it were a necessary procedure, even though in most cases it is not.

It is also important to keep in mind that insurance claims adjusters work on behalf of insurance companies, not for accident victims. As such, they are not on your side, despite whatever they may claim in advertising slogans. Insurance adjusters are looking for any information that you might offer which could lead to them denying future claims stemming from your incident, or could help them pay out less money if and when a settlement occurs. Although they might contact you in a friendly and professional manner, you should remember that they are not working in your best interest if you have been injured in an accident or other incident. Remember, in most situations, you do not have to supply an insurance adjuster with a recorded statement, nor should you.

So, what should you do if you have been injured in an accident or other incident? First, seek representation from a competent personal injury lawyer. It is crucial to do this as soon as possible to avoid making mistakes that could damage your case such as giving recorded statements to insurance claims adjusters. Once you have retained a personal injury attorney, it becomes your attorney’s responsibility to handle the insurance companies—that is one less thing for you to worry about during a difficult time in your life.

At the Law Offices of Stephen K. Miller, we accept personal injury, wrongful death and medical malpractice cases on a contingency fee basis, meaning you would owe us neither legal fees nor costs unless we recover money damages for you, thus there is no up front cost to you for us to handle the case.

If you or a relative has been injured or killed in an accident or as the result of someone else’s negligence, contact the Law Offices of Stephen K. Miller for a free phone consultation at (866) 496-8752 or via email at Info@ForYourLaw.com

BY: Stephen K. Miller, Attorney at Law
June 8, 2012
 
 
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